:root {
  --navy: #0B1437;
  --navy-mid: #122060;
  --gold: #C9A84C;
  --gold-lite: #E8CC84;
  --gold-pale: #F8F0D8;
  --gold-ink: #8A6A1F;
  --cream: #FDFAF3;
  --white: #FFFFFF;
  --text: #181828;
  --text-mid: #4A4A6A;
  --text-lite: #8A8AAA;
  --border: #E8E2D6;
  --danger: #B3261E;
  --success: #1E7B3E;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: 'Inter', sans-serif; background: var(--cream); color: var(--text); line-height: 1.6; }
a { color: var(--navy); }
h1, h2, h3 { font-family: 'Playfair Display', serif; color: var(--navy); }
h1 { margin-bottom: 8px; }
.sub { color: var(--text-mid); font-size: 0.9rem; margin-bottom: 20px; }

.topbar {
  background: var(--navy);
  padding: 18px 32px;
  display: flex; align-items: center; justify-content: space-between;
}
.brand { font-family: 'Playfair Display', serif; font-weight: 900; font-size: 1.15rem; color: var(--white); text-decoration: none; }
.brand span { color: var(--gold); font-weight: 700; font-size: 0.82rem; margin-left: 6px; }
.topbar-back { color: rgba(255,255,255,0.6); font-size: 0.82rem; font-weight: 600; text-decoration: none; }
.topbar-back:hover { color: var(--gold); }

.page-wrap { max-width: 1100px; margin: 0 auto; padding: 0 24px 64px; }

.pay-hero {
  background: var(--navy);
  padding: 56px 32px 40px;
  text-align: center;
}
.pay-hero .eyebrow {
  font-size: 0.7rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 12px;
}
.pay-hero h1 {
  color: var(--white); font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 10px;
}
.pay-hero p { color: rgba(255,255,255,0.6); font-size: 0.88rem; max-width: 480px; margin: 0 auto; }

.billing-toggle {
  display: flex; justify-content: center; margin: 32px 0 28px;
}
.toggle-track {
  display: inline-flex; background: var(--white); border: 1.5px solid var(--border);
  border-radius: 30px; padding: 4px; gap: 4px;
}
.toggle-option {
  padding: 9px 22px; border-radius: 24px; font-size: 0.82rem; font-weight: 700;
  color: var(--text-mid); cursor: pointer; transition: background 0.2s, color 0.2s;
  border: none; background: none; font-family: inherit;
}
.toggle-option.active { background: var(--navy); color: var(--gold); }
.toggle-save {
  font-size: 0.65rem; color: var(--success); font-weight: 700; margin-left: 6px;
}

.alert { padding: 12px 18px; border-radius: 8px; margin-bottom: 18px; font-size: 0.83rem; text-align: center; }
.alert-error { background: #FEE2E2; color: var(--danger); border: 1px solid #FCA5A5; }
.alert-success { background: #D1FAE5; color: var(--success); border: 1px solid #6EE7B7; }
.alert-info { background: var(--gold-pale); color: var(--gold-ink); border: 1px solid var(--gold); }

.pricing-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin-bottom: 32px;
}
.price-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 14px;
  padding: 24px 20px;
  text-align: center;
  transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s;
  position: relative;
  display: flex; flex-direction: column;
}
.price-card.featured { border-color: var(--gold); }
.price-card.featured::before {
  content: 'MOST POPULAR';
  position: absolute; top: -11px; left: 50%; transform: translateX(-50%);
  background: var(--gold); color: var(--navy);
  font-size: 0.6rem; font-weight: 800; padding: 3px 12px; border-radius: 20px;
  letter-spacing: 0.06em; white-space: nowrap;
}
.price-card:hover { border-color: var(--gold); transform: translateY(-3px); box-shadow: 0 12px 32px rgba(11,20,55,0.08); }
.price-card h3 { font-size: 1rem; margin-bottom: 6px; }
.price-card .desc { font-size: 0.74rem; color: var(--text-lite); margin-bottom: 14px; min-height: 32px; }
.price-card .amount {
  font-family: 'Playfair Display', serif; font-weight: 900; font-size: 1.9rem;
  color: var(--gold-ink); line-height: 1;
}
.price-card .amount span { font-size: 0.62rem; color: var(--text-lite); font-family: 'Inter', sans-serif; font-weight: 500; display: block; margin-top: 4px; }
.price-card form { margin-top: auto; padding-top: 16px; }
.price-card .btn {
  width: 100%; background: var(--gold); color: var(--navy);
  padding: 11px; border-radius: 7px; font-weight: 700; font-size: 0.84rem;
  border: none; cursor: pointer;
}
.price-card .btn:hover { background: var(--gold-lite); }

.compliance-note {
  max-width: 600px; margin: 0 auto 40px; text-align: center;
  font-size: 0.78rem; color: var(--text-mid); line-height: 1.7;
}

.card {
  background: var(--white); border: 1px solid var(--border); border-radius: 14px;
  padding: 32px; margin: 32px auto; max-width: 480px;
}
.card.wide { max-width: 580px; }
.card h2 { font-size: 1.2rem; margin-bottom: 10px; }
.price { font-family: 'Playfair Display', serif; font-weight: 900; font-size: 1.7rem; color: var(--gold-ink); }
.price span { font-size: 0.7rem; color: var(--text-mid); font-family: 'Inter', sans-serif; font-weight: 500; }

.form-group { margin-bottom: 14px; }
.form-group label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.form-group input {
  width: 100%; padding: 11px 14px; border: 1.5px solid var(--border);
  border-radius: 7px; font-size: 0.95rem; font-family: inherit;
}
.form-group input:focus { outline: none; border-color: var(--gold); }

.btn {
  display: inline-block; background: var(--gold); color: var(--navy);
  padding: 13px 24px; border-radius: 7px; font-weight: 700; font-size: 0.9rem;
  border: none; cursor: pointer; text-decoration: none; text-align: center;
}
.btn:hover { background: var(--gold-lite); }

.mitc-box {
  max-height: 240px; overflow-y: auto; border: 1px solid var(--border); border-radius: 8px;
  padding: 16px; font-size: 0.82rem; color: var(--text-mid); margin-bottom: 18px;
}
.mitc-box ul { margin-left: 18px; display: flex; flex-direction: column; gap: 8px; }

.sitefooter { text-align: center; padding: 28px 24px; font-size: 0.74rem; color: var(--text-mid); border-top: 1px solid var(--border); }

@media (max-width: 640px) {
  .pay-hero { padding: 40px 20px 32px; }
  .card { padding: 24px 20px; margin: 24px auto; }
}